There may never be a better time to buy a home, refinance or consolidate high interest debts. Home prices are climbing and interest rates are the lowest they have been in years. What does this mean to you? It means if you own your home you can access equity capital to pay off debts, make those desired home improvements or spend the money on whatever you want. All interest is tax deductible. If you don't own a home, now is the time to buy so you can start generating equity. You can pre-qualify through one of our specialists and start shopping for your new home. The pain and drudgery of qualifying for a home loan is a thing of the past. Mortgage SpecialistsSM knows how to make this process quick and painless and you don't need perfect credit to qualify. Trust the experience of specialists...Mortgage SpecialistsSM.